LONG-TERM CARE SERVICES
Which family member or neighbor will help you out of the shower and dry those hard to reach places? Are they aware that you designated them?
Learn the simple, repeatable system that creates a bucket of money so you can stay at home to recover or transition to the next phase. PDX Insurance & Associates Inc. can help you cultivate confidence by making an informed decision for the end of life stages.
PDX Insurance & Associates offers long-term care services that can be provided in your home, in and through community resources or in a formal setting such as a nursing home or assisted living facility. Long-Term Care includes a wide range of services which help people maintain the normal activities of daily living like bathing, continence, dressing, eating, toileting and transferring (moving from a bed to a chair or from a chair to standing, etc.).
PDX Insurance & Associates Inc. offers a variety of Long-Term Care solutions. These Long-Term Care services are divided into four categories: Home Health Care, Community Care, Assisted Living Facilities, Nursing Homes.
Home Health Care is exactly what the name implies – long-term care services provided in your home. More specifically, Home Health Care is care administered in the home by family members or friends with assistance from professional caregivers. For example, a husband taking care of his wife would be considered the primary caregiver and Home Health Care would include any professional and informal caregivers that assist in the home.
Skilled or Professional Caregivers include Registered Nurses and Physical, Occupational and Speech Therapists. These are licensed and trained individuals who come into the insured’s home and provide a specific service. Once they have completed their task, they leave. Usually their stay will not be much longer than an hour.
Custodial or Informal Caregivers include Home Health Aides, Personal Care Attendants and Certified Nursing Assistants. Their help would consist of services like preparing meals, light housecleaning, doing laundry and assisting with baths and personal hygiene. They generally spend 4 to 8 hours daily with the patient. These services may also be provided by family members or friends.
Adult Day Care facilities are equipped to handle adults who need care due to a loss of cognitive ability or loss of ability to perform activities of daily living. Activities of Daily Living are the normal functions one must perform to be able to make it through the day. These include bathing, continence, dressing, eating, toileting, and transferring (moving from a bed to a chair, for instance). Some states require that the definition of the transferring Activity of Daily Living include mobility or the ability to move with or without the use of an assistive device like a cane or walker.
Respite Care is short-term care designed to provide temporary relief for a primary caregiver who cares for the insured in the home. Many times, Respite Care is provided in a nursing home or assisted living facility that accepts respite care patients.
Assisted Living Facilities provide apartment or condominium-like settings and 24-hour assistance for those who can, for the most part, live on their own but who also need assistance with personal and custodial needs. Assisted Living Facilities provide a combination of independent living and ready care services. In essence, they allow people to remain as independent as their infirmities or illnesses will permit.
