Services
Medicare Advantage Plans (MAPD)
Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan. Your Medicare services aren’t paid for by Original Medicare.
Dental & Vision Insurance
If you are in the market for dental and vision insurance and find yourself asking, "Why do I need it?" consider the advantages to your overall health. Our oral and ocular health can be key indicators in detecting early stages of many health risks and diseases along with preventing many other health issues.
Medigap (Medicare Supplement Insurance)
A Medigap policy is a Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for some, but not all, of the cost for covered health care services and supplies. A Medigap policy can help pay some of the remaining health care costs, such as copayments, coinsurance, and deductibles.
Generally, when you buy a Medigap policy you must have Medicare Part A and Part B. You will have to pay the monthly Medicare Part B premium. In addition, you will have to pay a premium to the Medigap insurance company.
Medicare Prescription Drug Plan (Part D)
If you have a Medigap plan, you will need a standalone Medicare Prescription Drug plan. There are many resources to determine which plan may be right for you. For more information, contact PDX Insurance & Associates Inc. to schedule a consultation.
Small Business Health
PDX Insurance & Associates, Inc supports small business owners by designing benefit packages that both retain and attract top talent. We offer Small Business Health Plans to small businesses with 50 or fewer employees.
Voluntary Benefits
Products such as life, disability, critical-illness and accident insurance qualify as voluntary benefits. PDX Insurance & Associates Inc. offers voluntary benefits to employers and employees who can choose to purchase them in addition to the core employee benefits they may receive as part of their employee benefits package.
Individual Health Insurance (under age 65)
PDX Insurance & Associates Inc. offers individual health insurance plans to those under the age of 65. These health insurance plans are paid for by the individual.
Life Insurance
A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death. Typically, life insurance is chosen based on the goals of the owner of the policy and the needs of the beneficiary.
Disability Insurance
If you are physically unable to work, your income has been cut significantly while your expenses remain the same. The purpose of disability insurance is to provide income to pay the expense of life even though you can't work due to a disability. This insurance may be provided by your employer. If not, you can purchase a policy directly.
Long-Term Care Services
Long-Term Care includes a wide range of services which help people maintain the normal activities of daily living. These services can be provided in your home, in and through community resources, or in a formal setting such as a nursing home or assisted living facility.